Terms & Conditions

Last updated: 10 July 2026

These Terms govern your use of Samay ki Vani ("the Service"), operated by Cube Finserve ("we", "us"). By using the Service, you agree to these Terms.

1. The Service

Samay ki Vani provides astrology-based readings and guidance (Vedic astrology, Lal Kitab and numerology) generated from the birth details you provide, delivered as voice, text and downloadable reports. The content is for personal reflection and guidance only and is not a substitute for professional medical, legal, financial or psychological advice.

2. Accounts

You may create an account using an email and password or via Google sign-in. You are responsible for keeping your login secure and for the accuracy of the birth details you enter.

3. Payments

Paid features are priced as shown on our Pricing page, in Indian Rupees (INR). Payments are processed securely by Razorpay; we do not store your card or banking details.

4. Refunds

Digital reports are delivered instantly and are non-refundable once generated. See our Refund & Cancellation Policy.

5. Acceptable use

You agree not to misuse the Service, attempt to disrupt it, or use it for any unlawful purpose.

6. Intellectual property

All content, software and branding of Samay ki Vani are owned by Cube Finserve. Your personal report is licensed to you for your own use.

7. Limitation of liability

The Service is provided on an "as is" basis. To the fullest extent permitted by law, Cube Finserve is not liable for decisions taken based on the readings, or for any indirect or consequential loss.

8. Governing law

These Terms are governed by the laws of India, subject to the jurisdiction of the courts of Delhi.

9. Contact

Questions? info@samaykivani.com.